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    Homeowners Insurance

    How to Approach Buying Home Insurance for the First Time

    July 2, 2022 /

    Buying your first home is an exciting yet daunting process. There are many steps to take before the keys are finally in your hands, and purchasing homeowners insurance is one of them. Here’s what you need to know to feel confident with your chosen policy. What home insurance is — and isn’t Homeowners insurance, sometimes called hazard insurance, pays for damage from specific “perils” such as fires, windstorms, explosions, theft and vandalism. A standard home insurance policy typically covers: Your home. Other structures (such as a garage, shed or fence). Personal property (such as furniture and electronics). Additional living expenses. For example, if you need to leave your home temporarily while it’s being…

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