• Home
  • Blog
  • About Us
  • Contact Us
  • Home
  • Blog
  • About Us
  • Contact Us
  • insurance endorsement
    Homeowners Insurance

    Does homeowners insurance cover damage from fire?

    January 3, 2024 /

    Yes, in most cases, homeowners insurance typically covers damages from fire. Standard homeowners insurance policies typically include coverage for fire damage to your home and personal belongings. This coverage helps pay for the repair or rebuilding of your home, as well as replacing or repairing personal property that was damaged or destroyed in a fire. It’s important to review your insurance policy and understand the specific details of your coverage. Some policies may have certain exclusions or limitations, so it’s essential to be aware of the terms and conditions. Additionally, it’s a good idea to periodically review and update your coverage to ensure it meets your current needs. If you…

    read more
    howardsteele 0 Comments

    You May Also Like

    homeowners insurance

    Do I need homeowners insurance for my condo?

    February 29, 2024
    homeowners insurance

    Understanding Common Homeowners Insurance Terms: A Guide for Homeowners

    June 10, 2025

    Is homeowners insurance tax deductible

    October 11, 2024
  • homeowners insurance policy
    Homeowners Insurance

    Key Components of a Homeowners Insurance Policy

    December 29, 2023 /

    Planning on getting a homeowners insurance policy? If so, you’ve come to the right place! Homeowners insurance is essential because it protects your best interests financially should an act of God, accident or injury occur at your home. In this article we will outline the essential components of a homeowners insurance policy so that you know what to look for when choosing a policy for your home. Essential Components Of A Homeowners Insurance Policy A homeowners insurance policy typically provides coverage for various aspects related to your home and belongings. Here’s a general overview of what a standard homeowners insurance policy covers: Dwelling Coverage: Protection for the physical structure of…

    read more
    howardsteele 0 Comments

    You May Also Like

    prineville oregon homeowners insurance

    Secure Your Home in Prineville Oregon – Get the Best Homeowners Insurance Now!

    February 11, 2023
    homeowners insurance

    Top Factors That Affect Your Homeowners Insurance Premiums

    June 18, 2024
    redmond oregon homeowners insurance

    Protecting Your Home in Bend Oregon: Why Homeowners Insurance is Essential

    July 11, 2023
  • Homeowners Insurance in Redmond Oregon
    Homeowners Insurance

    What does homeowners insurance protect?

    December 22, 2023 /

    Homeowners insurance provides financial protection for your home and personal belongings in the event of covered perils or risks. The specific coverage can vary based on the insurance policy and provider, but typical homeowners insurance policies usually include the following components: Dwelling Coverage: This covers the structure of your home, including the walls, roof, floors, ceilings, built-in appliances, and other structural components. It provides protection against damage or destruction caused by covered perils, such as fire, windstorms, hail, lightning, and more. Personal Property Coverage: This covers your personal belongings, such as furniture, clothing, electronics, and other items, in case they are damaged, destroyed, or stolen. Some high-value items, like jewelry…

    read more
    howardsteele 0 Comments

    You May Also Like

    Tips to Make Sure Your Homeowners Insurance Covers Your Needs

    April 21, 2025
    homeowners insurance

    What Information Do You Need for a Homeowners Insurance Quote?

    April 16, 2025
    homeowners

    How to save money on sunriver oregon homeowners insurance

    August 29, 2024
  • Homeowners Insurance

    Tips for choosing the right homeowners insurance company in 2024

    December 6, 2023 /

    Choosing the right homeowners insurance company is crucial to ensure that your home is adequately protected. Here are some tips to help you make an informed decision: Research and Compare: Take the time to research and compare different insurance companies. Look for customer reviews, ratings, and testimonials to get an idea of their reputation and customer satisfaction. Financial Stability: Check the financial stability of the insurance company. This information is often available through independent rating agencies like A.M. Best, Moody’s, or Standard & Poor’s. A financially stable company is more likely to meet its financial obligations when you file a claim. Coverage Options: Understand the coverage options offered by each…

    read more
    howardsteele 0 Comments

    You May Also Like

    homeowners insurance

    Storm risk is only one of many reasons why homeowners insurance can be canceled

    February 17, 2023
    Homeowners Insurance in Central Oregon

    The Truth About Homeowners Insurance in Central Oregon: Is it Affordable?

    September 28, 2023
    homeowners insurance

    Understanding Common Homeowners Insurance Terms: A Guide for Homeowners

    June 10, 2025
  • homeowners insurance
    Homeowners Insurance

    Homeowners Insurance – Will Cost Rise In 2024?

    November 23, 2023 /

    As a homeowner, one of the most important investments you can make is securing adequate insurance coverage for your property. Homeowners-insurance provides financial protection against damages or losses to your home and belongings. In the event of unforeseen circumstances such as natural disasters, theft, or accidents, homeowners-insurance can be a lifesaver. However, it is crucial to understand the factors that influence homeowners-insurance costs and how they might impact you, especially if you reside in Bend, Oregon. Factors that influence homeowners-insurance costs Various factors come into play when determining the cost of homeowners-insurance. These factors include the location of your property, the age and condition of your home, the materials used…

    read more
    howardsteele 0 Comments

    You May Also Like

    Securing Your Haven: Understanding Homeowners Insurance in Central Oregon

    March 12, 2024

    How to Save Money on Homeowners Insurance

    November 16, 2022

    The Importance of Bundling Homeowners Insurance with Other Insurance Policies

    July 12, 2024
  • Homeowners Insurance

    Smart Strategies: Avoid Overpaying for Homeowners Insurance

    November 17, 2023 /

    As a homeowner, it’s crucial to understand the ins and outs of homeowners insurance to ensure that you’re adequately protected without overpaying for coverage. In this guide, I’ll take you through the essential aspects of homeowners insurance, factors that influence rates, common misconceptions, tips for saving in Bend, Oregon, choosing the right coverage for your home in Central Oregon, comparing quotes, finding the best providers, understanding the claims process, and exploring discounts and incentives. By the end of this article, you’ll be equipped with the knowledge to make informed decisions and secure the best homeowners insurance for your needs. Understanding Homeowners Insurance Homeowners insurance provides financial protection against damage to…

    read more
    howardsteele 0 Comments

    You May Also Like

    homeowners insurance

    What is the 80% rule in homeowners insurance

    October 19, 2023
    homeowners insurance

    Homeowners Insurance Binder: Do You Need One?

    August 27, 2022
    How to Choose the Best Homeowners Insurance Policy in Central Oregon

    Everything You Need to Know: Unveiling the Extensive Coverage of Homeowners Insurance Policies

    August 29, 2023
  • homeowners insurance
    Homeowners Insurance

    Why Homeowners Insurance is a Must-Have for Manufactured Homeowners: Protecting Your Investment

    November 3, 2023 /

    As a homeowner, one of the most important investments you can make is purchasing homeowners insurance. This type of insurance provides financial protection in the event of damage to your home or personal belongings. For manufactured homeowners, it is especially crucial to have homeowners insurance due to the unique risks and hazards associated with these types of homes. Manufactured homes, also known as mobile homes, have specific insurance needs that differ from traditional homes. Understanding the coverage options and factors to consider when choosing homeowners-insurance for manufactured Oregon homes is essential for protecting your investment. The Importance of Homeowners-Insurance for Manufactured Homeowners Manufactured homeowners face a range of risks and…

    read more
    howardsteele 0 Comments

    You May Also Like

    title insurance

    Understanding the Difference: Homeowners Insurance vs. Renters Insurance

    August 2, 2023
    Redmond Oregon Homeowners Insurance

    What to look for in a Redmond Oregon homeowners insurance company

    August 16, 2024
    homeowners insurance in bend oregon

    How to Approach Buying Home Insurance for the First Time

    July 2, 2022
  • Homeowners Insurance in Central Oregon
    Homeowners Insurance

    Unveiling the Facts: Does Homeowners Insurance Extend to Rental Properties?

    October 26, 2023 /

    As a homeowner, it is crucial to protect your investment and have peace of mind knowing that your property is covered in case of unforeseen events. Homeowners insurance is a common form of protection that provides coverage for damages and liabilities related to your primary residence. However, what happens when you decide to rent out your property? Does homeowners insurance extend to rental properties? In this article, we will delve into this question and explore the differences between homeowners insurance and landlord insurance, giving you the information you need to make an informed decision about protecting your investment properties. Understanding rental properties and investment properties Before we can determine whether…

    read more
    howardsteele 0 Comments

    You May Also Like

    How to Choose the Best Homeowners Insurance Policy in Central Oregon

    How to Choose the Best Homeowners Insurance Policy in Central Oregon

    April 7, 2025
    homeowners insurance

    Does Homeowners Insurance Cover Vacation Homes?

    August 20, 2024
    homeowners insurance

    Homeowners insurance verification insights

    October 28, 2022
  • homeowners insurance
    Homeowners Insurance

    What is the 80% rule in homeowners insurance

    October 19, 2023 /

    When it comes to protecting our most valuable asset – our home – homeowners insurance is an essential tool. It provides financial coverage in case of damage or loss caused by unforeseen events such as fire, theft, or natural disasters. But understanding the intricacies of homeowners insurance can be overwhelming. In this comprehensive guide, we will delve into the 80% rule, a crucial aspect of homeowners insurance that every homeowner needs to comprehend. What is the 80% Rule in Homeowners Insurance? The 80% rule is a concept that determines the minimum amount of insurance coverage a homeowner should have relative to the value of their home. According to this rule,…

    read more
    howardsteele 0 Comments

    You May Also Like

    Understanding Water Backup and Sump Overflow Coverage

    December 3, 2024
    homeowners insurance

    Do I need homeowners insurance for my condo?

    February 29, 2024
    homeowners insurance

    Understanding Common Homeowners Insurance Terms: A Guide for Homeowners

    June 10, 2025
  • homeowners insurance
    Homeowners Insurance

    From Coverage to Cost: A Comprehensive Guide to Homeowners Insurance Expenses

    October 13, 2023 /

    As a homeowner, it is crucial to protect your investment and belongings from unexpected events such as fires, theft, or natural disasters. This is where homeowners insurance comes into play. Homeowners insurance provides financial protection against these risks and can alleviate the financial burden that may arise from repairing or replacing your home and belongings. In this comprehensive guide, we will explore the various aspects of homeowners insurance, particularly focusing on the expenses involved. Understanding the importance of homeowners insurance Before delving into the costs associated with homeowners insurance, it is vital to understand its importance. A comprehensive homeowners insurance policy not only provides coverage for your dwelling but also…

    read more
    howardsteele 0 Comments

    You May Also Like

    prineville oregon homeowners insurance

    Secure Your Home in Prineville Oregon – Get the Best Homeowners Insurance Now!

    February 11, 2023
    homeowners insurance

    What information is required for a homeowners insurance quote?

    November 6, 2024

    Does Homeowners Insurance Cover Sewer Lines?

    December 11, 2024
 Older Posts
Newer Posts 
Howard Steele - Owner
  • Home
  • Blog
  • About Us
  • Contact Us
Ashe Theme by WP Royal.