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The Importance of Choosing the Right Central Oregon Homeowners Insurance Policy
As a homeowner in Central Oregon, you know it’s important to protect your home with the right Central Oregon Homeowners Insurance. Homeowners insurance provides financial protection in the event of damage to your property, and also covers liability in case someone is injured on your property. In this article, I’ll discuss the importance of homeowners insurance in Central Oregon, the different types of coverage available, and factors to consider when selecting a policy. About Central Oregon Homeowners Insurance Central Oregon is a beautiful place to live, with its stunning natural landscapes and thriving communities. However, the area is also prone to natural disasters such as wildfires, floods, and earthquakes. That’s…
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How to Approach Buying Home Insurance for the First Time
Buying your first home is an exciting yet daunting process. There are many steps to take before the keys are finally in your hands, and purchasing homeowners insurance is one of them. Here’s what you need to know to feel confident with your chosen policy. What home insurance is — and isn’t Homeowners insurance, sometimes called hazard insurance, pays for damage from specific “perils” such as fires, windstorms, explosions, theft and vandalism. A standard home insurance policy typically covers: Your home. Other structures (such as a garage, shed or fence). Personal property (such as furniture and electronics). Additional living expenses. For example, if you need to leave your home temporarily while it’s being…
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How the youngest buyers are shaping the housing market
All eyes have been on millennials the past several years, as they have come of age (26-41) to buy homes and build families. They’ve become the dominant generation in home-buying activity, but there’s also good reason to look toward their younger counterparts. Gen Z adults (ages 18-25) are making it clear that they share the goal of homeownership with millennials. Many of them have already purchased homes, while others are taking steps toward achieving their goal. Recent realtor.com research quantifies the momentum of Gen Z buyers, revealing that 72% of them say they’d like to buy a house in the future; 43% expect to do so within five years. Almost half, 45%, are…
