• Home
  • Blog
  • About Us
  • Contact Us
  • Home
  • Blog
  • About Us
  • Contact Us
  • How to Choose the Best Homeowners Insurance Policy in Central Oregon
    Equipment Breakdown Coverage

    What is equipment breakdown coverage? How does that work?

    February 6, 2025 /

    What is equipment breakdown coverage? Homeowners insurance protects your home and belongings against unexpected events like fire, theft, and natural disasters. However, standard policies often do not cover household appliances’ and home systems’ mechanical or electrical failures. This is where Equipment Breakdown Coverage (EBC) comes in. What Is Equipment Breakdown Coverage? Equipment Breakdown Coverage is an optional add-on (endorsement) to homeowners insurance that covers sudden and accidental mechanical, electrical, and pressure system failures of appliances and home systems. It helps homeowners repair or replace essential equipment that stops working due to internal malfunctions rather than external perils like fire or water damage. Unlike a home warranty, which typically covers wear…

    read more
    howardsteele 0 Comments
  • Homeowners Insurance in Redmond Oregon
    Uncategorized

    3 Ways Homeowners in Bend, Oregon, Can Lower Their Home Insurance Costs Right Now

    October 18, 2024 /

    Bend, Oregon, known for its picturesque landscapes and active lifestyle, is an attractive place to own a home. However, with the risks of wildfires, winter storms, and the rising costs of construction, homeowners in Bend can face high insurance premiums. Fortunately, there are practical steps homeowners can take to lower their insurance costs without sacrificing coverage. Below are three effective ways to reduce your Bend, Oregon, homeowners insurance premiums. Improve Your Home’s Fire Resistance Bend is located in a region where wildfires pose a significant risk, especially during the dry summer months. Insurers assess the fire resistance of homes when determining premiums, so making your property more fire-resistant can directly…

    read more
    howardsteele 0 Comments

    You May Also Like

    Extended Replacement Cost

    Homeowners Insurance vs. Home Warranty: Understanding the Differences

    March 25, 2025
    homeowners insurance in bend oregon

    Get the right coverage: How to choose homeowners insurance in Bend Oregon

    May 1, 2023
    homeowners insurance in bend oregon

    A Beginners Guide to Choosing the Perfect Homeowners Insurance Policy

    November 12, 2022
  • title insurance
    Homeowners Insurance

    Understanding Homeowners Insurance in Bend Oregon

    May 29, 2024 /

    Searching for homeowners insurance in Bend Oregon? Bend is a picturesque city nestled in the heart of the Pacific Northwest. It is known for its stunning landscapes, vibrant outdoor culture, and friendly community. As more people choose to call Bend home, it’s crucial to grasp the unique risks associated with living here. Understanding the intricacies of homeowners insurance becomes paramount for new and existing residents. Homeowners insurance in Bend is not just a formality, it’s essential for protecting one’s investment and providing peace of mind amidst the region’s unique environmental and social conditions. The Basics of Homeowners Insurance Homeowners insurance is a type of property insurance that covers losses and damages…

    read more
    howardsteele 0 Comments

    You May Also Like

    title insurance

    What’s not covered by homeowners insurance?

    April 4, 2024
    Homeowners Insurance in Central Oregon

    The Truth About Homeowners Insurance in Central Oregon: Is it Affordable?

    September 28, 2023
    Extended Replacement Cost

    The Essential Guide to Homeowners Insurance in Oregon: Protecting Your Property and Peace of Mind

    August 10, 2023
  • Homeowners Insurance

    Why Every Homeowner Should Compare Homeowners Insurance Quotes

    July 18, 2023 /

    As a homeowner, it’s important to protect your investment with the right insurance policy. Homeowners insurance provides coverage for your home and personal belongings in case of damage or loss. However, not all home insurance policies are created equal, and it’s crucial to compare quotes to find the best coverage at the most affordable rate. Introduction to homeowners insurance Homeowners-insurance is a type of insurance that provides coverage for your home and personal belongings in case of damage, theft or loss. It also provides liability coverage in case someone is injured on your property and sues you for damages. This insurance can be a lifesaver in case of a disaster…

    read more
    howardsteele 0 Comments

    You May Also Like

    Homeowners Insurance in Central Oregon

    Unveiling the Facts: Does Homeowners Insurance Extend to Rental Properties?

    October 26, 2023
    redmond oregon homeowners insurance

    How the youngest buyers are shaping the housing market

    May 13, 2022
    redmond oregon homeowners insurance

    Protecting Your Home in Bend Oregon: Why Homeowners Insurance is Essential

    July 11, 2023
  • redmond oregon homeowners insurance
    Homeowners Insurance

    Protecting Your Home in Bend Oregon: Why Homeowners Insurance is Essential

    July 11, 2023 /

    As a homeowner in Bend, Oregon, it is essential to protect your property and assets from unexpected events. This is where homeowners insurance comes into play. Homeowners insurance provides financial protection in case of damage to your home, personal belongings, or liability for injuries that may occur on your property. It is a crucial investment that can provide peace of mind and financial security for you and your family. Homeowners insurance offers coverage for various types of risks, including fire, theft, vandalism, and natural disasters such as earthquakes or floods. Without adequate insurance coverage, you may have to bear the full cost of repairs or replacement, which can be financially…

    read more
    howardsteele 0 Comments

    You May Also Like

    How many homeowners insurance policies do I need?

    March 18, 2024
    homeowners insurance

    Does homeowners insurance cover valuables?

    January 9, 2025

    Is homeowners insurance tax deductible

    October 11, 2024
  • homeowners insurance in bend oregon
    Uncategorized

    Get the right coverage: How to choose homeowners insurance in Bend Oregon

    May 1, 2023 /

    As a homeowner in Bend, Oregon, it’s important to protect your investment with the right homeowner’s insurance policy. With so many options available, it can be overwhelming to choose the best coverage for your individual needs. In this article, I’ll guide you through the process of selecting the right homeowner’s insurance in Bend, Oregon. Why Homeowners Insurance is Important in Bend, Oregon Living in Bend, Oregon means experiencing a beautiful, natural environment with fresh air and scenic views. However, the state’s location in the Pacific Northwest also means that it’s prone to natural disasters such as wildfires, floods, and earthquakes. As a homeowner, it’s essential to have the right insurance…

    read more
    howardsteele 0 Comments

    You May Also Like

    homeowners insurance

    How Does Homeowners Insurance Work?

    October 18, 2022
    homeowners insurance in bend oregon

    A Beginners Guide to Choosing the Perfect Homeowners Insurance Policy

    November 12, 2022
    Extended Replacement Cost

    Homeowners Insurance vs. Home Warranty: Understanding the Differences

    March 25, 2025
  • homeowners insurance
    Homeowners Insurance,  Uncategorized

    How Does Homeowners Insurance Work?

    October 18, 2022 /

    Homeowners insurance protects your investment in your property by helping pay for the cost of repairing or replacing your home if it’s damaged by a covered event, such as a windstorm or fire. Coverage also extends beyond your home, to your personal belongings. It can even pay medical and legal expenses in the event someone injures themselves on your property. The wide-ranging coverage homeowners insurance provides can be expensive. The average annual premium is $1,272, according to the National Association of Insurance Commissioners (NAIC). But if you consider the cost of rebuilding your home, the annual premium is a reasonable price to pay. And if you have a mortgage, your lender will…

    read more
    howardsteele 0 Comments

    You May Also Like

    The Importance of Bundling Homeowners Insurance with Other Insurance Policies

    July 12, 2024
    title insurance

    Understanding Homeowners Insurance: A Comprehensive Guide

    May 2, 2024
    insurance endorsement

    Does homeowners insurance cover damage from fire?

    January 3, 2024
Howard Steele - Owner
  • Home
  • Blog
  • About Us
  • Contact Us
Ashe Theme by WP Royal.