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  • Redmond Oregon Homeowners Insurance
    Homeowners Insurance

    Can you choose the wrong homeowners insurance coverage? Yes!

    May 30, 2022 /

    If you own a home, homeowners insurance isn’t just a luxury. Rather, it’s a necessity. Without insurance, you might get stuck footing the bill for costly repairs if your home sustains damage during a weather event or fire. Plus, you need homeowners insurance in case someone gets injured on your property. Otherwise, you could end up having to shell out money to cover a visitor’s medical bills. But as important as homeowners insurance is, it’s just as important to have the right policy. That means, among other things, having adequate coverage so that if your home were to get destroyed, you’d be able to rebuild it. But if these signs apply to…

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  • Central Oregon Homeowners Insurance
    Homeowners Insurance

    What does homeowners insurance cover?

    March 25, 2022 /

    Homeowners insurance is known as a “multi-peril” policy, meaning it contains a variety of coverages in one package. A peril, in the insurance industry, is something that causes damage to a house or property. Your homeowners insurance policy may specifically list the perils you’re protected against, or cover you against all perils except ones specifically excluded. Common perils that homeowners insurance usually covers include: Fire Lightning Explosions Civil unrest Smoke Vandalism Theft Volcanic eruption Falling objects Ice, snow, or sleet Sudden, accidental outflows of water from the plumbing system or appliances, including burst pipes Your policy may also cover the cost of debris removal after a disaster, replacing plants and shrubs, and…

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