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    Homeowners Insurance Binder: Do You Need One?

    August 27, 2022 /

    Homeowners insurance is required by mortgage lenders and provides important protection for property owners. When purchasing a new home, a homeowners insurance binder can serve as required proof of insurance for lenders. This guide to a homeowners insurance binder explains what it is and why it’s necessary. What is a homeowners insurance binder? A homeowners insurance binder is an agreement between an insurance company and a person who is buying a home. It’s a temporary contract detailing what insurance coverage will be provided for the home, and it offers coverage to the homeowner until a formal policy is issued. Homeowners insurance binders contain details about what types of coverage the insurer will…

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