When unexpected events strike your home, the damage can disrupt more than just the property’s structure. If a fire, storm, or another covered peril leaves your house uninhabitable, you may need temporary housing and additional funds to maintain your standard of living. This is where Loss of Use coverage, also known as Additional Living Expenses (ALE), comes in. Understanding this type of protection is essential for every homeowner evaluating homeowners’ insurance policies in Bend, Oregon, or central Oregon. What is Loss of Use Coverage? Loss of Use coverage is typically included in most standard homeowners’ insurance policies. It helps cover expenses incurred when your home is deemed unlivable due to…