• Home
  • Blog
  • About Us
  • Contact Us
  • Home
  • Blog
  • About Us
  • Contact Us
  • homeowners insurance
    Uncategorized

    The Importance of Liability Coverage in Homeowners Insurance

    August 11, 2025 /

    Homeowners insurance is often viewed primarily as a safeguard for your home’s physical structure and personal belongings. While protecting your property from fire, theft, and natural disasters is essential, there’s another equally important component that is sometimes overlooked—liability coverage. This coverage protects you financially if you are found legally responsible for injuries or property damage to others. What Is Liability Coverage? Liability coverage in a homeowners insurance policy helps cover costs if someone is injured on your property or if you accidentally cause damage to someone else’s property. For example, if a guest slips on your icy driveway and suffers a serious injury, you could be held liable for their…

    read more
    howardsteele 0 Comments

    You May Also Like

    homeowners insurance

    What is homeowners insurance, and should you get it?

    January 28, 2023
    first time home buyer

    3 Ways Homeowners in Bend, Oregon, Can Lower Their Home Insurance Costs Right Now

    October 18, 2024
    homeowners insurance

    How Does Homeowners Insurance Work?

    October 18, 2022
  • Deschutes County Homeowners Insurance,  Homeowners Insurance,  Sunriver Oregon Homeowners Insurance

    Understanding Water Backup and Sump Overflow Coverage

    December 3, 2024 /

    Water damage is one of the most common and costly issues homeowners face. Among the various types of coverage available, water backup and sump overflow insurance are crucial protections that are often overlooked until it’s too late. This coverage explicitly addresses damages from water backups and overflows in your home. Here’s what you need to know. What Is Water Backup and Sump Overflow Coverage? Water backup and sump overflow coverage is optional to a standard homeowners insurance policy. It provides financial protection against damage caused by water backing up through drains, sewer lines, or a malfunctioning sump pump. Unlike flood insurance, which covers rising external waters from natural disasters like…

    read more
    howardsteele 0 Comments

    You May Also Like

    Does Homeowners Insurance Cover Sewer Lines?

    December 11, 2024
    homeowners insurance

    Does homeowners insurance cover valuables?

    January 9, 2025
    Deschutes County Homeowners Insurance

    Protect Your Home with Deschutes County Homeowners Insurance: A Complete Guide

    June 6, 2023
  • Redmond Oregon Homeowners Insurance
    Homeowners Insurance,  Redmond Oregon Homeowners Insurance Company

    What to look for in a Redmond Oregon homeowners insurance company

    August 16, 2024 /

    When choosing a homeowners insurance company in Redmond, Oregon, you must consider several factors to ensure you receive the best coverage, customer service, and value for your money. Your home is one of your most significant investments, and protecting it requires thoughtful decision-making. Here’s what to look for when selecting a homeowners insurance company in Redmond: Reputation and Financial Stability One of the first things to investigate is the insurance company’s reputation. Look for a provider with a strong track record in the industry. You can check online reviews, ratings from agencies like A.M. Best, and feedback from other policyholders in Redmond. Financial stability is equally crucial and something that…

    read more
    howardsteele 0 Comments

    You May Also Like

    Securing Your Haven: Understanding Homeowners Insurance in Central Oregon

    March 12, 2024
    homeowners insurance

    Storm risk is only one of many reasons why homeowners insurance can be canceled

    February 17, 2023

    9 Surprising Things Your Home Insurance May Cover

    June 25, 2022
Howard Steele - Owner
  • Home
  • Blog
  • About Us
  • Contact Us
Ashe Theme by WP Royal.