Do you know yor homeowners insurance deductible? For many homeowners in Central Oregon, an insurance policy is filed away and forgotten until an emergency strikes. However, waiting for a fallen ponderosa pine or a frozen pipe to read your policy is a risky strategy. Understanding your deductible is one of the most critical aspects of financial planning for your home. If you aren’t sure where yours is set, reaching out to an insurance agent in Bend, Oregon, can provide the clarity you need. Here are the top reasons why knowing your deductible is a non-negotiable for responsible homeownership. 1. It Defines Your “Emergency Fund” Target Your deductible is the amount…