We’ve all seen the futuristic vision of self-driving cars. You get into your vehicle, program your destination, and then relax while the car does all the driving. While it may still feel like science fiction, the technology is advancing rapidly. The widespread adoption of autonomous vehicles is closer than we think, and it’s going to have a profound impact on one industry in particular: car insurance. The core promise of self-driving cars is a significant reduction in human error, which is the leading cause of car accidents. According to the National Highway Traffic Safety Administration (NHTSA), 94% of traffic accidents are caused by human error, such as distracted driving, speeding,…